SEE How To Withdraw Money Without ATM Card From All Banks IN NIGERIA

I have never thought that this information was useful until I became a victim myself last week. I went to the bank when I noticed that I forgot my Naira Mastercard at home. My God! The next thought was how I can get money without having to go home. In a moment, I thought about that withdrawal without a card, I must be sincere with you, it was the first time I used it.


I quickly took my phone out, dialed the USSD code, after a few minutes, a REFERENCE PIN was sent to me, I used it to pay my money! Now I have decided to share how easy it is to get Withdraw your money without an ATM card. Now we go!

GTB Cardless Withdraw

There is very little short-term recall with GTBanking. As the GTBank account holder, the value of * 737 # is enough for you!

• Dial only: * 737 #
• Select 8 for "Next Page"
• Select the option "Withdraw without card" which will be the first choice (on the following page)
• Choose to withdraw from "GTBank" or "or other banks".
• Enter the amount you want to collect
• Enter the last 4 digits of your ATM card
• Select OK
• In just a few minutes, your GTBank Reference PIN will be sent to your phone as SMS.
• Visit the ATM of the bank and select "Cardless Withdrawal", you will be prompted to provide the Ref. PIN, followed by the amount you want to recover for confirmation.
  Take your money!

Diamond Bank Cardless withdrawal

The Diamond Cardless withdrawal can only be made if you register for this service. It allows you to use the ATM Diamond without using your debit card. This is called Magic Cash.
How does it work

 

Register for a service at Diamond Banks or call their contact center at 0700-300-0000

• The text ATM at 30811 of your registered phone number is held in your account
• After a few minutes, a six-digit magic code is generated and sent to your phone as an SMS
• Access a Diamond Bank wicket and select the Magic Cash option
• Enter your registered phone number with a prefix +234
• Enter the six-digit magic code you received on your registered phone number
• Create and confirm your magic PIN code (4 digits) (You must create a magic PIN code during the first transaction only because you only have to enter for subsequent transactions). Continue your transactions ...

Withdraw with Fidelity Cardless

To make a cardless withdrawal from Fidelity Bank, do the following:

• From your registered Fidelity mobile phone, call * 770 * 8 * Value #
• This will require you to create a single PIN to use at the ATM.
• Enter your instant PIN code to confirm the transaction.
• A payment code is generated and sent to your phone. (Note: If you are using them
• Instant Banking Service * 770 # for the first time, you must register by calling * 770 #).
• At the ATM, press any key on the machine or press Enter
• Choose Dial4Cash or PayCode Cashout
• Enter the 4-digit PIN you created earlier.
• Enter the access code sent to your mobile phone.
• Enter the amount and bring your Cash.

Standard Chartered Bank Cardless withdrawal

To use the free card service as a Standard Chartered Bank user, visit the Standard Chartered Standard.
Transfer the desired amount to your phone number (or the recipient's phone number, if you are not). After the transaction, you immediately receive an order number or a receipt sent to the ATM. At the same time, an SMS will be sent containing a PIN number which will be required at the time of your return or recipient number (this order number is identical to that of your receipt).
The recipient must visit a standard bank of the approved bank (use the same ATM if you wish to pay the money yourself).
Enter a unique PIN number, an order number, a number and a mobile phone quantity.
After the verification process, money is sent to the recipient.
Note: This service is valid between the next 24 hours of a transaction, it will not work if the time interval exceeds 

How To Withdraw From ATM Without Card Using Wema Bank

Wema bank offers you 2 option to utilize card-less withrawal; Cash-On-The-Go USSD and Wema Bank ALAT app.

Wema Bank Cash-On-The-Go USSD Cardless ATM Withdrawal

Follow the steps below to use Wema Bank cash-on-the-go card-less withdrawal option

• Dial *945# on your mobile phone used in opening your account with the bank.
• Select Cash-on-the-Go option from the listed options.
• Generate a withdrawal code by following the prompts
• Move to any Wema bank ATM and withdraw the specified amount by supplying the generated code.

Withdraw Money From The ATM Without a Card Using Wema ALAT App

To use the Wema ALAT app to di card-less withdrawal, follow the steps below

1. Log into the ALAT app, click Send Money on the menu then click ATM Card-less Transfer.
2. Fill the field correctly and authenticate the transfer with your ALAT PIN. You will receive a paycode by email.
3. To withdraw your money, go to any cardless-enabled or paycode-enabled ATM and press ENTER to clear the ATM screen. Select CashOut Paycode, type the reference number and the cashout PIN. Then type the amount of money you have specified on the app to withdraw.

How To Withdraw From ATM Without Card Using Zenith Bank

For card-less ATM withdrawals with Zenith bank, you have to use Quickteller enabled ATM. All Zenith ATMs is Quickteller enabled, and the card-less withdrawal option is displayed under  Quickteller cash out option.
Zenith bank mobile money users have the opportunity to withdraw money from ATM without the use of card. You will receive a 12-digit code and a 4-digit PIN. The customer can then proceed to withdraw safely and easily at all Quickteller supported ATMs nationwide.
You also have the option to send money to others who may withdraw without using ATM card at any ATM location using the 12-digit code and a 4-digit PIN sent to them.

How To Withdraw From ATM Without Card Using UBA

United Bank For Africa (UBA) offers her customers the option to withdraw from ATM without a bank card ny dialling a USSD code. Just follow the steps highlighted below

1. Dial *919*30*Amount and follow the instructions prompted.
2. Go to the nearest UBA branch and use the ATM.
3. On the ATM screen, select “Paycode Cashout”
4. Enter the amount then select OK.
5. Your transaction will be verified and your cash dispensed.

How To Withdraw From ATM Without Card Using Fidelity Bank

The solution to withdraw from the ATM without using card with Fidelity bank is called the Dial4Cash. To use the Fidelity bank Dial4Cash option, just follow the steps below.

• Dial *770*8*AMOUNT# from the mobile number registered with bank
• Follow the on screen instruction so as to get the Paycode and the One-Time Password (OTP).
• Then move to any cardless enabled ATM
• Enter your Paycode, PIN, OTP, Amount and phone number

The ATM will dispense cash after your input has been verified.

How To Withdraw From ATM Without Card Using Union Bank

Union Bank of Nigeria also offers her customers the ability to withdraw from the ATM without using a bank card.This is how Union Bank cardless ATM withdrawal works:

• Login to the Union Bank banking mobile App.
• Generate the paycode using the mobile App.
• Then move to any Union bank ATM or cardless enabled ATM  with the generated code.
• Complete the transaction at the ATM by entering the code and mobile number.

OR

While exploring the underbellies of the internet, I discovered something that would blow your minds. Apparently, there is a new way in Nigeria to withdraw money from the ATM machine without your debit card being physically present.
It sounded like a big joke at first until I personally confirmed it. Interswitch, Nigeria’s largest payment processing company have launched Verve World, an app  that lets users do the magic I mentioned above.
In an easy step by step format, I am going to show you how to use Verve Paycode without any stress.

Step 1- Download App

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Of course, you have to download the Verve World App on your device first of all. The file size is 3.65 MB and it is free to download here.

Step 2- Register

Registration is just a two-step process that is easier than pie. You can signup as a new user, add the details of your ATM card on to the Verve World App and proceed.

Or simply login with an existing Interswitch account. Most people would find this a lot easier than signing up afresh as card details would not be requested again. This was how I did mine.

After successful registration, you should get this notification and an accompanying email from the Verve International team with “Welcome to Verve eCash” in the subject line.

Step 3- Generate a Verve Paycode

After registration, there is a “PAYCODE” option in the drop-down menu of the Verve World App that lets you generate a Verve Paycode, click on it.

You would be given the option of generating a unique one-time code valid for 24 hours, which can be used to withdraw cash from an ATM machine without a card. The Verve Paycode can then be sent to a loved one or friend to withdraw a pre-set amount of money from most ATMs in the country.

You can also generate a POS PIN for payment at eateries and at the mall.

Verdict

The Verve World App can do a whole lot of other cool stuff. But honestly, Verve Paycode is still the feature that excites me the most. Cardless transactions that allows you shop and get without the hassles of lugging multiple cards all over the place.
There is an option to automatically recharge your mobile phone at the click of a button, but this Verve Paycode has got me all hyped.  I am still exploring the limits of the Verve Paycode, would keep you updated.